Realty & Mortgage Advisory · Nigeria

Buy property in Nigeria like an insider.

We’re the independent realty and mortgage advisory platform for Nigerian professionals, executives, business owners, and diaspora investors who want to grow their portfolio strategically — and never lose a single Naira to bad land, bad papers, or the wrong mortgage.

Independent Conflict-free Built by Nigerians who’ve been on every side of the table
The honest truth

Most Nigerians don’t lose money on property because they were unlucky. They lose it because they were under-advised.

You already know the stories. The plot at Sangotedo that turned out to be sold to three other buyers. The “approved estate” that wasn’t. The mortgage offer that quietly carried a 22% floating rate when 9.75% was on the table. The “facilitation fee” that appeared three months after construction began.

These aren’t edge cases — they’re the default outcome for buyers who walk into the Nigerian property market without a real advisor in their corner. We exist so that never happens to you again.

The team

We didn’t build this with an algorithm. We built it with the people who built the Nigerian mortgage industry.

3

Past Presidents of MBAN

Three former Presidents of the Mortgage Bankers Association of Nigeria sit on our advisory team — bringing more than 70 years of cumulative mortgage banking experience to every recommendation we make.

1

Immediate Past President, CIBN

The most recent past President of the Chartered Institute of Bankers of Nigeria is a member of our team — a level of institutional standing rarely available outside of boardrooms.

12+

Licensed Mortgage Brokers

A network of more than a dozen actively licensed Mortgage Brokers we work with — so the mortgage analysis you receive is grounded in current market practice, not yesterday’s textbook.

15+

NIESV Estate Surveyors

Fifteen-plus registered members of the Nigerian Institution of Estate Surveyors and Valuers (NIESV) form the backbone of our property due-diligence and valuation work.

100%

ICAN-Chartered Accountants

Every accountant on our team is at least an ICAN Chartered Accountant — so the financial modelling behind your investment thesis is institution-grade.

3

CFA Charterholders

Three of our Financial Advisors hold the CFA charter — the global gold standard for investment analysis and portfolio strategy.

This is the kind of advisory bench that family offices pay millions for. We’ve assembled it under one roof — and we make it accessible through a subscription that costs less than your annual electricity bill.
Who this is for

Built for the people who treat property as serious money.

01

The Diaspora Investor

You’re building wealth in dollars, pounds, euros, dirhams, or yuan — across the US, UK, Canada, EU, UAE, China, or Southeast Asia — and you want a real foothold back home. Without flying down for every inspection.

02

The Corporate Executive

You don’t have time for three Saturday site visits. You need someone with the data, the contacts, and the legal teeth to underwrite the decision for you.

03

The Business Owner

You’ve built the business. Now you want the assets to match. We help you turn cash into landed wealth — without losing it to the people who prey on first-time buyers.

04

The Power Couple

Two incomes. One dream. You’re ready to use mortgages strategically — MREIF, NHF, pension equity — and you want clarity on every option before you sign.

05

The Returning Nigerian

You’re planning the move home, and you want the house, the investment property, and the peace of mind sorted before you land at MMA.

What we do

Five ways we make sure you buy right.

01

Location intelligence

We tell you what each estate, axis, and city corridor is really worth — based on five-year price history, infrastructure pipeline, and where smart money is quietly moving next.

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02

Property due diligence

Title verification at the Land Registry. Survey cross-checks. Encumbrance searches. Governor’s Consent status. Litigation history. We pull the file the seller hopes you’ll never ask to see.

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03

Mortgage strategy

NHF at 6%. MREIF at 9.75%. Pension-backed equity. Diaspora-only commercial products. We show you which one actually fits your income, age, and target property — and why the others would cost you millions.

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04

Below-market deal flow Private

Paid members get access to our private deal pipeline — vetted, off-market opportunities priced 10–25% below open-market value, sourced through our distressed-sale, developer-direct, and diaspora-exit network. Delivered confidentially through the Insider Briefing and your Members Dashboard. Not a marketplace. Members only.

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05

One-on-one with a Trusted Advisor

When the stakes are real, you get on a call with a senior advisor who reviews your specific situation — your shortlist, your offer letter, your bank’s mortgage terms — and tells you the one thing you came to hear: yes or no.

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Explore the Advisory Service
The promise

The 2-to-4-year goal: Quadruple the value of your real estate portfolio.

Most Nigerian property buyers add to their portfolio. Our paid clients multiply theirs. We do that by being radically selective about three things.

  • Where you buy.Only corridors with proven appreciation tailwinds.
  • What you pay.Only properties acquired below open-market value.
  • How you finance.The most subsidised mortgage instrument you legally qualify for.
Book a 30-min Discovery Call
Free tools

Start with the math. The strategy comes next.

Why an advisor

Listing platforms show you properties. We tell you which ones to buy — and which ones to walk away from.

What you get from a typical platform What you get from MyRealtyAdvisory
Hundreds of listings with little verificationA short list of pre-vetted, perfectible-title properties
Agents who earn from the saleAdvisors who earn from your outcome
“Pictures look great”Survey, title, encumbrance, and litigation reports
Marketing copyA written investment thesis on each deal
You’re on your own at the negotiation tableA senior advisor on the phone when it matters
Insights

Read the playbook before you sign anything.

Every week, we publish unflinching breakdowns of the Nigerian property and mortgage market — what the banks won’t tell you, where the new corridors are forming, and how to read between the lines of an offer letter.

Cracking
the Code

The Millennial’s Guide to Nigerian Mortgages

The interest rates nobody tells you about, the equity hack the Pension Act unlocked, and the eight-step blueprint every serious buyer should walk through before signing anything.

Read article
3 Things
Banks
Won’t Say

3 Things Banks Won’t Say About Your MREIF Application

The 40% debt-service-ratio rule that quietly kills most applications, the joint-application hack that fixes it, and why the cheapest mortgage isn’t always the right one.

Read article
Ibeju
2026

Why “Cheap” Land in Ibeju-Lekki Is the Most Expensive Mistake You Can Make

The infrastructure pipeline driving prices, the corridors quietly outperforming Lekki Phase 1, and the four locations smart money is rotating into for 2026.

Read article
Read all Insights
Next step

Your next property should be the smartest one you’ve ever bought.

Book a free 30-minute Discovery Call with one of our Trusted Advisors. We’ll listen to where you are, where you’re trying to go, and tell you — honestly — whether we’re the right team to help you get there.