/* =====================================================
   MyRealtyAdvisory — Design System
   The Editorial Insider
   ===================================================== */

/* ---------- DESIGN TOKENS ---------- */
:root {
  /* Brand palette */
  --mra-ink:        #0E1F2C;
  --mra-ink-soft:   #1A2E3D;
  --mra-bone:       #F5F0E6;
  --mra-bone-warm:  #EDE7DA;
  --mra-copper:     #B8722B;
  --mra-copper-dk:  #9A5E1F;
  --mra-forest:     #1F5240;
  --mra-graphite:   #3A4651;
  --mra-mist:       #D9D5CC;
  --mra-paper:      #FFFFFF;
  --mra-alert:      #C75024;
  --mra-amber:      #D89B2A;
  --mra-go:         #1F8C5C;

  /* Type families */
  --font-display: 'Bricolage Grotesque', 'Hanken Grotesk', system-ui, sans-serif;
  --font-body:    'Hanken Grotesk', system-ui, sans-serif;
  --font-mono:    'JetBrains Mono', ui-monospace, monospace;

  /* Type scale — desktop */
  --type-hero:     clamp(2.5rem, 5.5vw, 4.5rem);
  --type-h1:       clamp(2.25rem, 4.5vw, 3.5rem);
  --type-h2:       clamp(1.75rem, 3vw, 2.5rem);
  --type-h3:       clamp(1.375rem, 2.2vw, 1.75rem);
  --type-h4:       1.25rem;
  --type-lead:     clamp(1.0625rem, 1.5vw, 1.25rem);
  --type-body:     1.0625rem;
  --type-small:    0.875rem;
  --type-micro:    0.75rem;
  --type-stat:     clamp(2.5rem, 5vw, 3.5rem);

  /* Spacing */
  --space-1: 0.25rem;
  --space-2: 0.5rem;
  --space-3: 0.75rem;
  --space-4: 1rem;
  --space-5: 1.5rem;
  --space-6: 2rem;
  --space-7: 3rem;
  --space-8: 4rem;
  --space-9: 6rem;
  --space-10: 8rem;

  /* Layout */
  --container-max: 1280px;
  --container-tight: 920px;
  --container-prose: 680px;

  /* Radii */
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 14px;
  --radius-pill: 999px;

  /* Shadows */
  --shadow-card: 0 1px 2px rgba(14, 31, 44, 0.04), 0 8px 24px rgba(14, 31, 44, 0.06);
  --shadow-lift: 0 4px 12px rgba(14, 31, 44, 0.08), 0 20px 40px rgba(14, 31, 44, 0.08);

  /* Motion */
  --ease: cubic-bezier(0.2, 0.65, 0.3, 1);
  --dur-fast: 180ms;
  --dur-med:  320ms;
  --dur-slow: 600ms;
}

/* ---------- RESET / BASELINE ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: var(--font-body);
  font-size: var(--type-body);
  line-height: 1.55;
  color: var(--mra-ink);
  background: var(--mra-bone);
  font-feature-settings: 'ss01', 'cv11';
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; border: 0; background: transparent; }
input, textarea, select { font: inherit; }
ul, ol { list-style: none; }

/* Tabular numbers everywhere a number appears */
.num, td, .tier-price, .stat-num, .calc-result, .calc-input {
  font-variant-numeric: tabular-nums;
}

/* ---------- TYPOGRAPHY ---------- */
h1, h2, h3, h4 {
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: -0.02em;
  line-height: 1.05;
  color: var(--mra-ink);
}
h1 { font-size: var(--type-h1); }
h2 { font-size: var(--type-h2); line-height: 1.08; }
h3 { font-size: var(--type-h3); line-height: 1.15; }
h4 { font-size: var(--type-h4); line-height: 1.25; letter-spacing: -0.01em; }

p { color: var(--mra-graphite); }
.lead { font-size: var(--type-lead); color: var(--mra-graphite); line-height: 1.5; max-width: 56ch; }

.eyebrow {
  font-family: var(--font-body);
  font-size: var(--type-micro);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--mra-copper);
}
.eyebrow-ink { color: var(--mra-ink); opacity: 0.65; }

.serif-accent { font-style: italic; font-weight: 500; }

/* The Bracket motif */
.bracket {
  display: inline-block;
  color: var(--mra-copper);
  font-weight: 800;
  font-family: var(--font-display);
}

/* ---------- LAYOUT ---------- */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: clamp(1.25rem, 4vw, 2.5rem);
}
.container-tight { max-width: var(--container-tight); margin-inline: auto; padding-inline: clamp(1.25rem, 4vw, 2.5rem); }
.container-prose { max-width: var(--container-prose); margin-inline: auto; padding-inline: clamp(1.25rem, 4vw, 2.5rem); }

section { padding-block: clamp(4rem, 9vw, 7.5rem); }
section.tight { padding-block: clamp(3rem, 6vw, 5rem); }

.section-head { max-width: 56rem; margin-bottom: clamp(2rem, 4vw, 3.5rem); }
.section-head .eyebrow { display: inline-block; margin-bottom: var(--space-4); }
.section-head h2 + p { margin-top: var(--space-5); max-width: 48rem; }

/* ---------- TOP NAV ---------- */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(245, 240, 230, 0.85);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid transparent;
  transition: border-color var(--dur-fast) var(--ease);
}
.nav.scrolled { border-bottom-color: var(--mra-mist); }
.nav-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}
.logo {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 1.125rem;
  letter-spacing: -0.02em;
  color: var(--mra-ink);
  display: inline-flex; align-items: center; gap: 0.125rem;
}
.logo .br { color: var(--mra-copper); font-weight: 800; transform: translateY(-1px); }
.logo .accent { color: var(--mra-copper); }
.logo:hover .br { letter-spacing: 0.05em; }
.logo .br { transition: letter-spacing var(--dur-med) var(--ease); }

.nav-links { display: none; gap: 1.1rem; align-items: center; }
@media (min-width: 960px) { .nav-links { display: flex; } }
.nav-links a {
  font-size: 0.875rem; font-weight: 500;
  color: var(--mra-graphite);
  transition: color var(--dur-fast) var(--ease);
  position: relative;
}
.nav-links a:hover { color: var(--mra-ink); }
.nav-links a.active::after {
  content: ''; position: absolute; left: 0; right: 0; bottom: -6px;
  height: 2px; background: var(--mra-copper);
}

.nav-cta { display: flex; align-items: center; gap: 0.75rem; }

.menu-btn {
  display: inline-flex; align-items: center; justify-content: center;
  width: 40px; height: 40px; border-radius: var(--radius-md);
  border: 1px solid var(--mra-mist);
}
@media (min-width: 960px) { .menu-btn { display: none; } }

.mobile-menu {
  display: none;
  border-top: 1px solid var(--mra-mist);
  background: var(--mra-bone);
  padding: var(--space-5) 0 var(--space-7);
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block; padding: var(--space-3) 0;
  font-size: 1.0625rem; font-weight: 500;
  color: var(--mra-ink);
  border-bottom: 1px solid var(--mra-mist);
}

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.5rem;
  padding: 14px 24px;
  font-size: 0.9375rem;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: var(--radius-pill);
  transition: transform var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
  white-space: nowrap;
}
.btn-primary {
  background: var(--mra-copper);
  color: var(--mra-bone);
}
.btn-primary:hover { background: var(--mra-copper-dk); transform: translateY(-1px); box-shadow: 0 8px 20px rgba(184, 114, 43, 0.25); }
.btn-secondary {
  background: transparent;
  color: var(--mra-ink);
  border: 1px solid var(--mra-ink);
}
.btn-secondary:hover { background: var(--mra-ink); color: var(--mra-bone); }
.btn-ghost {
  background: transparent; color: var(--mra-ink);
  padding-inline: 0;
  border-bottom: 1px solid var(--mra-copper);
  border-radius: 0;
}
.btn-ghost:hover { color: var(--mra-copper); }
.btn-dark {
  background: var(--mra-ink); color: var(--mra-bone);
}
.btn-dark:hover { background: var(--mra-ink-soft); transform: translateY(-1px); }
.btn-sm { padding: 10px 18px; font-size: 0.875rem; }
.btn-lg { padding: 18px 32px; font-size: 1rem; }
.btn .arrow { transition: transform var(--dur-fast) var(--ease); }
.btn:hover .arrow { transform: translateX(3px); }
.btn:disabled {
  opacity: 0.68;
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}

/* ---------- HERO PATTERNS ---------- */
.hero {
  position: relative;
  padding-block: clamp(4rem, 10vw, 8rem) clamp(3rem, 7vw, 6rem);
  overflow: hidden;
}
.hero-grid {
  display: grid; gap: clamp(2rem, 5vw, 4rem);
  grid-template-columns: 1fr;
  align-items: center;
}
@media (min-width: 960px) {
  .hero-grid { grid-template-columns: 1.15fr 1fr; }
}
.hero h1 {
  font-size: var(--type-hero);
  letter-spacing: -0.03em;
  line-height: 1;
}
.hero h1 .accent { color: var(--mra-copper); }
.hero h1 .underline {
  background-image: linear-gradient(transparent 78%, rgba(184, 114, 43, 0.25) 78%, rgba(184, 114, 43, 0.25) 92%, transparent 92%);
}
.hero .lead { margin-top: var(--space-5); font-size: clamp(1.0625rem, 1.5vw, 1.25rem); }
.hero-ctas { display: flex; flex-wrap: wrap; gap: var(--space-3); margin-top: var(--space-6); }
.hero-trust {
  margin-top: var(--space-6);
  font-size: var(--type-small);
  color: var(--mra-graphite);
  display: inline-flex; gap: 0.75rem; align-items: center; flex-wrap: wrap;
}
.hero-trust .dot { color: var(--mra-copper); }

/* Editorial visual block — for hero right side */
.hero-visual {
  position: relative;
  aspect-ratio: 4/5;
  background: var(--mra-ink);
  border-radius: var(--radius-lg);
  overflow: hidden;
  color: var(--mra-bone);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  display: flex; flex-direction: column; justify-content: space-between;
}
.hero-visual::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 20% 20%, rgba(184, 114, 43, 0.18), transparent 50%),
    radial-gradient(circle at 80% 80%, rgba(31, 82, 64, 0.20), transparent 55%);
}
.hero-visual::after {
  content: ''; position: absolute; inset: 0;
  background-image:
    linear-gradient(to right, rgba(245,240,230,0.06) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(245,240,230,0.06) 1px, transparent 1px);
  background-size: 40px 40px;
  mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
  -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 80%);
}
.hero-visual > * { position: relative; z-index: 1; }
.hero-visual .label { font-size: var(--type-micro); text-transform: uppercase; letter-spacing: 0.18em; opacity: 0.7; }
.hero-visual .quote {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(1.25rem, 2.2vw, 1.625rem);
  line-height: 1.2;
  letter-spacing: -0.01em;
  margin-top: auto;
  padding-bottom: var(--space-5);
}
.hero-visual .signoff { font-size: var(--type-small); color: var(--mra-copper); font-weight: 600; }
.hero-visual .corner-bracket {
  position: absolute; top: 1rem; left: 1rem; right: 1rem; bottom: 1rem;
  border: 1px solid rgba(245, 240, 230, 0.12); border-radius: var(--radius-lg);
  pointer-events: none;
}
.hero-stats-floating {
  position: absolute; right: -1rem; bottom: 1.5rem;
  background: var(--mra-bone);
  color: var(--mra-ink);
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lift);
  border: 1px solid var(--mra-mist);
  max-width: 16rem;
}
.hero-stats-floating .big {
  font-family: var(--font-display); font-weight: 800; font-size: 2rem; line-height: 1; letter-spacing: -0.02em;
  color: var(--mra-copper);
}
.hero-stats-floating .label { font-size: var(--type-small); color: var(--mra-graphite); margin-top: 4px; }

/* ---------- CREDIBILITY STRIP ---------- */
.cred-grid {
  display: grid; gap: var(--space-4);
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .cred-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 960px) { .cred-grid { grid-template-columns: repeat(3, 1fr); } }

.cred-card {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  position: relative;
  transition: transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease), border-color var(--dur-fast) var(--ease);
}
.cred-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-card); border-color: var(--mra-copper); }
.cred-card .cred-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--type-stat);
  color: var(--mra-ink);
  line-height: 1;
  letter-spacing: -0.03em;
  margin-bottom: var(--space-3);
}
.cred-card .cred-num .plus { color: var(--mra-copper); }
.cred-card h4 { margin-bottom: var(--space-2); }
.cred-card p { font-size: 0.9375rem; line-height: 1.5; }

.cred-footnote {
  margin-top: var(--space-6);
  padding: var(--space-5);
  background: var(--mra-ink);
  color: var(--mra-bone);
  border-radius: var(--radius-lg);
  font-size: 0.9375rem;
  line-height: 1.6;
  font-style: italic;
  position: relative;
}
.cred-footnote::before {
  content: '['; position: absolute; left: var(--space-4); top: var(--space-3);
  color: var(--mra-copper); font-family: var(--font-display); font-weight: 800; font-size: 1.5rem;
}
.cred-footnote::after {
  content: ']'; position: absolute; right: var(--space-4); bottom: var(--space-3);
  color: var(--mra-copper); font-family: var(--font-display); font-weight: 800; font-size: 1.5rem;
}
.cred-footnote-inner { padding-inline: var(--space-5); }

/* ---------- SEGMENT CARDS ---------- */
.segment-grid {
  display: grid; gap: var(--space-4);
  grid-template-columns: 1fr;
}
@media (min-width: 640px) { .segment-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .segment-grid { grid-template-columns: repeat(5, 1fr); } }
.segment-card {
  background: var(--mra-bone-warm);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: background var(--dur-med) var(--ease);
  position: relative;
  overflow: hidden;
}
.segment-card:hover { background: var(--mra-ink); color: var(--mra-bone); }
.segment-card:hover h4, .segment-card:hover p { color: var(--mra-bone); }
.segment-card .seg-num {
  font-family: var(--font-display); font-weight: 800; font-size: 0.875rem;
  color: var(--mra-copper); letter-spacing: 0.05em;
  display: block; margin-bottom: var(--space-3);
}
.segment-card h4 { margin-bottom: var(--space-3); }
.segment-card p { font-size: 0.9375rem; line-height: 1.5; }

/* ---------- NUMBERED STEPS (services) ---------- */
.steps-list { display: grid; gap: 0; }
.step-row {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: var(--space-5);
  padding: var(--space-6) 0;
  border-top: 1px solid var(--mra-mist);
  align-items: start;
  transition: background var(--dur-med) var(--ease);
}
.step-row:last-child { border-bottom: 1px solid var(--mra-mist); }
.step-row:hover { background: var(--mra-bone-warm); }
.step-row .step-num {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(1.5rem, 3vw, 2.5rem);
  color: var(--mra-copper); letter-spacing: -0.03em; line-height: 1;
  min-width: 4ch;
}
.step-row .step-content h3 { font-size: clamp(1.25rem, 2vw, 1.625rem); margin-bottom: var(--space-3); }
.step-row .step-content p { max-width: 56rem; }
.step-row .step-arrow {
  font-family: var(--font-display); color: var(--mra-ink); opacity: 0.4;
  transition: opacity var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);
}
.step-row:hover .step-arrow { opacity: 1; transform: translateX(4px); color: var(--mra-copper); }

/* ---------- BIG STATEMENT BLOCK ---------- */
.statement {
  background: var(--mra-ink);
  color: var(--mra-bone);
  border-radius: var(--radius-lg);
  padding: clamp(2.5rem, 6vw, 5rem);
  position: relative;
  overflow: hidden;
}
.statement::before {
  content: ''; position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 10% 10%, rgba(184, 114, 43, 0.15), transparent 40%),
    radial-gradient(circle at 90% 80%, rgba(31, 82, 64, 0.18), transparent 45%);
  pointer-events: none;
}
.statement > * { position: relative; z-index: 1; }
.statement .eyebrow { color: var(--mra-copper); }
.statement h2 { color: var(--mra-bone); max-width: 24ch; }
.statement h2 .copper { color: var(--mra-copper); }
.statement p { color: rgba(245, 240, 230, 0.78); max-width: 52rem; margin-top: var(--space-5); font-size: var(--type-lead); }
.statement .points { margin-top: var(--space-6); display: grid; gap: var(--space-4); }
@media (min-width: 720px) { .statement .points { grid-template-columns: repeat(3, 1fr); gap: var(--space-5); } }
.statement .points li {
  padding-left: var(--space-5); position: relative;
  font-size: 0.9375rem; color: rgba(245, 240, 230, 0.85);
}
.statement .points li::before {
  content: ''; position: absolute; left: 0; top: 0.6em;
  width: 0.75rem; height: 1px; background: var(--mra-copper);
}
.statement .points li strong { color: var(--mra-bone); display: block; margin-bottom: 2px; font-family: var(--font-display); font-weight: 700; letter-spacing: -0.01em; }

/* ---------- COMPARISON TABLE ---------- */
.compare {
  width: 100%; border-collapse: collapse; margin-top: var(--space-5);
  background: var(--mra-paper); border-radius: var(--radius-lg); overflow: hidden;
  border: 1px solid var(--mra-mist);
}
.compare th, .compare td {
  padding: var(--space-4) var(--space-5);
  text-align: left;
  vertical-align: top;
  font-size: 0.9375rem;
}
.compare thead th {
  font-family: var(--font-display); font-weight: 700; font-size: 1rem;
  background: var(--mra-bone-warm);
  letter-spacing: -0.01em;
}
.compare thead th:nth-child(2) { color: var(--mra-copper); }
.compare tbody tr { border-top: 1px solid var(--mra-mist); }
.compare tbody td:nth-child(2) { color: var(--mra-ink); font-weight: 500; }

/* ---------- TOOL CARDS (calculator / eligibility teasers) ---------- */
.tool-grid { display: grid; gap: var(--space-5); }
@media (min-width: 720px) { .tool-grid { grid-template-columns: repeat(2, 1fr); } }
.tool-card {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  display: flex; flex-direction: column; gap: var(--space-4);
  transition: transform var(--dur-med) var(--ease), border-color var(--dur-fast) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.tool-card:hover { transform: translateY(-4px); border-color: var(--mra-copper); box-shadow: var(--shadow-card); }
.tool-card .tool-icon {
  width: 48px; height: 48px; border-radius: var(--radius-md);
  background: var(--mra-bone-warm); color: var(--mra-copper);
  display: flex; align-items: center; justify-content: center;
}
.tool-card h3 { font-size: 1.375rem; }
.tool-card p { margin-top: auto; }

/* ---------- INSIGHTS / POST CARDS ---------- */
.posts-grid { display: grid; gap: var(--space-5); }
@media (min-width: 720px) { .posts-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1100px) { .posts-grid { grid-template-columns: repeat(3, 1fr); } }
.post-card {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex; flex-direction: column;
  transition: transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.post-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-card); }
.post-card .post-img {
  aspect-ratio: 16/10;
  background: var(--mra-ink);
  position: relative;
  overflow: hidden;
}
.post-card .post-body { padding: var(--space-5); flex: 1; display: flex; flex-direction: column; gap: var(--space-3); }
.post-card .post-meta {
  display: inline-flex; gap: 0.5rem; align-items: center;
  font-size: var(--type-micro); text-transform: uppercase; letter-spacing: 0.12em;
  color: var(--mra-copper); font-weight: 600;
}
.post-card .post-meta .sep { color: var(--mra-mist); }
.post-card h3 { font-size: 1.25rem; line-height: 1.2; }
.post-card .post-excerpt { font-size: 0.9375rem; line-height: 1.55; flex: 1; }
.post-card .post-link {
  font-size: 0.875rem; font-weight: 600; color: var(--mra-ink);
  display: inline-flex; gap: 0.5rem; align-items: center;
  margin-top: auto;
}
.post-card:hover .post-link { color: var(--mra-copper); }

/* Editorial gradient backgrounds for post cover placeholders */
.cover-1 { background: linear-gradient(135deg, #0E1F2C 0%, #1A2E3D 60%, #1F5240 100%); }
.cover-2 { background: linear-gradient(135deg, #1F5240 0%, #0E1F2C 70%); }
.cover-3 { background: linear-gradient(135deg, #B8722B 0%, #0E1F2C 75%); }
.cover-4 { background: linear-gradient(135deg, #0E1F2C 0%, #3A4651 100%); }
.cover-5 { background: linear-gradient(135deg, #1A2E3D 0%, #B8722B 100%); }
.cover-6 { background: linear-gradient(135deg, #3A4651 0%, #1F5240 100%); }
.cover-content {
  position: absolute; inset: 0;
  display: flex; align-items: flex-end;
  padding: var(--space-5);
  color: var(--mra-bone);
}
.cover-content::before {
  content: ''; position: absolute; inset: var(--space-4);
  border: 1px solid rgba(245, 240, 230, 0.15);
  border-radius: var(--radius-md);
}
.cover-content .cover-label {
  font-family: var(--font-display); font-weight: 800; font-size: 1.5rem;
  letter-spacing: -0.02em; line-height: 1; position: relative;
}

/* ---------- TIER PRICING CARDS ---------- */
.tiers-grid { display: grid; gap: var(--space-5); }
@media (min-width: 920px) { .tiers-grid { grid-template-columns: repeat(3, 1fr); align-items: stretch; } }
.tier-card {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.25rem);
  display: flex; flex-direction: column;
  position: relative;
  transition: transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.tier-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-card); }
.tier-card.tier-featured {
  background: var(--mra-ink); color: var(--mra-bone);
  border-color: var(--mra-ink);
  transform: scale(1.02);
}
.tier-card.tier-featured h3, .tier-card.tier-featured .tier-price-num { color: var(--mra-bone); }
.tier-card.tier-featured p, .tier-card.tier-featured .tier-features li { color: rgba(245, 240, 230, 0.82); }
.tier-card.tier-featured .tier-tag {
  position: absolute; top: -12px; left: 50%; transform: translateX(-50%);
  background: var(--mra-copper); color: var(--mra-bone);
  padding: 4px 14px; border-radius: var(--radius-pill);
  font-size: var(--type-micro); font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
}
.tier-card h3 { font-size: 1.5rem; margin-bottom: var(--space-2); letter-spacing: -0.02em; }
.tier-card .tier-tagline { font-size: 0.9375rem; font-style: italic; color: var(--mra-graphite); margin-bottom: var(--space-5); }
.tier-card.tier-featured .tier-tagline { color: rgba(245, 240, 230, 0.7); }
.tier-card .tier-price-num {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(2rem, 4vw, 2.75rem); line-height: 1; letter-spacing: -0.03em;
  color: var(--mra-ink);
}
.tier-card .tier-price-num .currency { font-size: 0.65em; vertical-align: 0.18em; color: var(--mra-copper); margin-right: 4px; }
.tier-card .tier-price-num .per { font-size: 0.4em; color: var(--mra-graphite); margin-left: 4px; font-weight: 500; letter-spacing: 0; }
.tier-card.tier-featured .tier-price-num .per { color: rgba(245, 240, 230, 0.65); }
.tier-card .tier-price-alt { font-size: 0.875rem; color: var(--mra-graphite); margin-top: 6px; }
.tier-card.tier-featured .tier-price-alt { color: rgba(245, 240, 230, 0.65); }
.tier-card .tier-discount { color: var(--mra-go); font-weight: 600; }
.tier-card.tier-featured .tier-discount { color: var(--mra-copper); }
.tier-features { margin-block: var(--space-6); display: grid; gap: var(--space-3); flex: 1; }
.tier-features li {
  display: flex; gap: var(--space-3); align-items: flex-start;
  font-size: 0.9375rem; line-height: 1.45;
}
.tier-features li::before {
  content: '✓'; color: var(--mra-copper); font-weight: 800;
  flex-shrink: 0; line-height: 1.45;
}
.tier-card.tier-featured .tier-features li::before { color: var(--mra-copper); }
.tier-card .btn { width: 100%; margin-top: auto; }

/* ---------- TEAM STATS BLOCK (About) ---------- */
.team-stats { display: grid; gap: 0; }
@media (min-width: 720px) { .team-stats { grid-template-columns: repeat(3, 1fr); } }
.team-stat {
  padding: var(--space-6) var(--space-5);
  border: 1px solid var(--mra-mist);
  margin-top: -1px;
  margin-left: -1px;
  background: var(--mra-paper);
}
.team-stat .num {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(2.5rem, 5vw, 3.75rem); line-height: 1;
  letter-spacing: -0.03em;
  color: var(--mra-copper);
  margin-bottom: var(--space-3);
}
.team-stat .num .plus { font-size: 0.7em; vertical-align: 0.15em; }
.team-stat p { font-size: 0.9375rem; line-height: 1.45; max-width: 28ch; }

/* ---------- VALUES (Advisor's Code) ---------- */
.code-grid { display: grid; gap: var(--space-4); grid-template-columns: 1fr; }
@media (min-width: 720px) { .code-grid { grid-template-columns: repeat(2, 1fr); } }
.code-item {
  padding: var(--space-5) var(--space-5) var(--space-5) var(--space-6);
  background: var(--mra-paper);
  border-left: 3px solid var(--mra-copper);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
}
.code-item .code-num {
  font-family: var(--font-display); font-weight: 800;
  color: var(--mra-copper); font-size: 0.875rem; letter-spacing: 0.05em;
}
.code-item h4 { margin: var(--space-1) 0 var(--space-2); }
.code-item p { font-size: 0.9375rem; }

/* ---------- FORMS ---------- */
.form-grid { display: grid; gap: var(--space-4); }
@media (min-width: 720px) { .form-grid.two-col { grid-template-columns: repeat(2, 1fr); } }

.field { display: flex; flex-direction: column; gap: var(--space-2); }
.field label {
  font-size: 0.875rem; font-weight: 600; color: var(--mra-ink);
}
.field .helper { font-size: var(--type-small); color: var(--mra-graphite); }
.field input, .field select, .field textarea {
  padding: 14px 16px;
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-md);
  background: var(--mra-paper);
  color: var(--mra-ink);
  font-size: 1rem;
  font-family: var(--font-body);
  transition: border-color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--mra-copper);
  box-shadow: 0 0 0 3px rgba(184, 114, 43, 0.15);
}
.field textarea { resize: vertical; min-height: 120px; }

.field-checkbox {
  display: flex; gap: var(--space-3); align-items: flex-start;
  font-size: 0.9375rem;
}
.field-checkbox input { margin-top: 2px; accent-color: var(--mra-copper); }
.form-status {
  padding: 1rem 1.25rem;
  border-radius: var(--radius-md);
  font-size: 0.9375rem;
  line-height: 1.5;
}
.form-status.info {
  background: rgba(14, 31, 44, 0.08);
  color: var(--mra-ink);
}
.form-status.success {
  background: rgba(31, 140, 92, 0.12);
  color: var(--mra-go);
}
.form-status.error {
  background: rgba(199, 80, 36, 0.12);
  color: var(--mra-alert);
}
.signup-panel {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 4vw, 3rem);
  box-shadow: var(--shadow-card);
}
.auth-tabs {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.25rem;
  padding: 0.25rem;
  margin-bottom: var(--space-5);
  background: var(--mra-bone);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-md);
}
.auth-tabs button {
  min-height: 44px;
  border-radius: var(--radius-sm);
  color: var(--mra-graphite);
  font-weight: 700;
  transition: background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
.auth-tabs button.active {
  background: var(--mra-paper);
  color: var(--mra-ink);
  box-shadow: var(--shadow-card);
}
.signup-grid {
  display: grid;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}
@media (min-width: 960px) { .signup-grid { grid-template-columns: 0.9fr 1.1fr; } }
.next-step-grid {
  display: grid;
  gap: var(--space-4);
}
@media (min-width: 720px) { .next-step-grid { grid-template-columns: repeat(2, 1fr); } }
.next-step-card {
  display: grid;
  align-content: start;
  gap: var(--space-3);
  min-height: 260px;
  padding: 1.5rem;
  background: var(--mra-bone);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-md);
  transition: border-color var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease);
}
.next-step-card:hover {
  border-color: var(--mra-copper);
  transform: translateY(-2px);
  box-shadow: var(--shadow-card);
}
.next-step-card h3 { font-size: 1.375rem; }
.next-step-card p { font-size: 0.9375rem; }
.next-step-card .btn-ghost {
  margin-top: auto;
  justify-self: start;
}

/* ---------- CALCULATOR ---------- */
.calc-shell {
  display: grid; gap: var(--space-6);
  grid-template-columns: 1fr;
}
@media (min-width: 960px) { .calc-shell { grid-template-columns: 1.2fr 1fr; } }
.calc-form {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.5rem);
}
.calc-form h3 { margin-bottom: var(--space-5); font-size: 1.25rem; }
.calc-results {
  background: var(--mra-ink); color: var(--mra-bone);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.5rem);
  position: relative; overflow: hidden;
  display: flex; flex-direction: column;
}
.calc-results::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(circle at 80% 0%, rgba(184, 114, 43, 0.18), transparent 50%);
}
.calc-results > * { position: relative; z-index: 1; }
.calc-results .calc-status {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 6px 12px; border-radius: var(--radius-pill);
  font-size: var(--type-micro); font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.12em;
  align-self: flex-start; margin-bottom: var(--space-5);
}
.calc-status.go { background: rgba(31, 140, 92, 0.18); color: #4ECB91; }
.calc-status.amber { background: rgba(216, 155, 42, 0.18); color: #F0BC6E; }
.calc-status.alert { background: rgba(199, 80, 36, 0.18); color: #F58A66; }
.calc-results .calc-monthly {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(2.5rem, 6vw, 4rem); line-height: 1;
  letter-spacing: -0.03em; color: var(--mra-bone);
}
.calc-results .calc-monthly-label { font-size: 0.875rem; opacity: 0.7; margin-bottom: var(--space-3); }
.calc-results .calc-meta { margin-top: var(--space-5); display: grid; gap: var(--space-3); }
.calc-results .calc-meta div { display: flex; justify-content: space-between; font-size: 0.9375rem; opacity: 0.85; padding-bottom: var(--space-2); border-bottom: 1px solid rgba(245, 240, 230, 0.12); }
.calc-results .calc-meta div span:last-child { font-weight: 600; color: var(--mra-bone); }
.calc-results .calc-action { margin-top: var(--space-6); display: flex; flex-direction: column; gap: var(--space-3); }
.calc-results .calc-message {
  margin-top: var(--space-5);
  padding: var(--space-4);
  background: rgba(245, 240, 230, 0.06);
  border-left: 2px solid var(--mra-copper);
  border-radius: var(--radius-sm);
  font-size: 0.9375rem; line-height: 1.5;
}

/* ---------- ELIGIBILITY CHECK ---------- */
.elig-wizard {
  background: var(--mra-paper);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(1.75rem, 3vw, 2.5rem);
}
.elig-progress {
  display: flex; gap: var(--space-2); margin-bottom: var(--space-6);
}
.elig-progress span {
  flex: 1; height: 4px; background: var(--mra-mist);
  border-radius: var(--radius-pill);
}
.elig-progress span.active { background: var(--mra-copper); }
.elig-step-label {
  font-size: var(--type-micro); text-transform: uppercase; letter-spacing: 0.15em;
  color: var(--mra-copper); font-weight: 600; margin-bottom: var(--space-3);
}
.elig-actions {
  display: flex; gap: var(--space-3); margin-top: var(--space-6);
  justify-content: space-between;
}
.elig-result-grid { display: grid; gap: var(--space-4); }
.elig-result-row {
  padding: var(--space-5);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-md);
  background: var(--mra-paper);
  display: grid; gap: var(--space-3);
}
@media (min-width: 720px) { .elig-result-row { grid-template-columns: 1fr 2fr; align-items: start; } }
.elig-result-row h4 { margin-bottom: var(--space-1); }
.elig-status {
  display: inline-flex; align-items: center; gap: 0.5rem;
  padding: 4px 12px; border-radius: var(--radius-pill);
  font-size: var(--type-micro); font-weight: 700;
  text-transform: uppercase; letter-spacing: 0.1em;
}
.elig-status.go { background: rgba(31, 140, 92, 0.12); color: var(--mra-go); }
.elig-status.amber { background: rgba(216, 155, 42, 0.12); color: var(--mra-amber); }
.elig-status.alert { background: rgba(199, 80, 36, 0.12); color: var(--mra-alert); }

/* ---------- FOOTER ---------- */
.footer {
  background: var(--mra-ink);
  color: var(--mra-bone);
  padding-block: var(--space-9);
}
.footer-tagline {
  font-family: var(--font-display); font-weight: 800;
  font-size: clamp(1.75rem, 3vw, 2.5rem); line-height: 1.1; letter-spacing: -0.02em;
  color: var(--mra-bone); max-width: 24ch;
}
.footer-tagline .copper { color: var(--mra-copper); }
.footer-grid {
  display: grid; gap: var(--space-6);
  grid-template-columns: 1fr;
  margin-top: var(--space-7);
  padding-top: var(--space-6);
  border-top: 1px solid rgba(245, 240, 230, 0.12);
}
@media (min-width: 720px) { .footer-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1024px) { .footer-grid { grid-template-columns: repeat(5, 1fr); } }
.footer-col h5 {
  font-family: var(--font-body);
  font-size: var(--type-micro); text-transform: uppercase; letter-spacing: 0.15em;
  color: var(--mra-copper); font-weight: 700;
  margin-bottom: var(--space-4);
}
.footer-col ul { display: grid; gap: var(--space-3); }
.footer-col a {
  font-size: 0.9375rem;
  color: rgba(245, 240, 230, 0.7);
  transition: color var(--dur-fast) var(--ease);
}
.footer-col a:hover { color: var(--mra-copper); }
.footer-bottom {
  margin-top: var(--space-7);
  padding-top: var(--space-5);
  border-top: 1px solid rgba(245, 240, 230, 0.12);
  display: flex; gap: var(--space-4); justify-content: space-between; align-items: center; flex-wrap: wrap;
  font-size: 0.8125rem; color: rgba(245, 240, 230, 0.5);
}

/* ---------- PROSE (privacy etc.) ---------- */
.prose { max-width: 38rem; }
.prose h2 { font-size: 1.625rem; margin-top: var(--space-7); margin-bottom: var(--space-3); }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.25rem; margin-top: var(--space-5); margin-bottom: var(--space-2); }
.prose p { margin-bottom: var(--space-4); line-height: 1.65; }
.prose ul { padding-left: 0; margin-bottom: var(--space-4); }
.prose ul li {
  padding-left: 1.25rem; margin-bottom: var(--space-2); position: relative;
  line-height: 1.65; color: var(--mra-graphite);
}
.prose ul li::before {
  content: ''; position: absolute; left: 0; top: 0.7em;
  width: 8px; height: 1px; background: var(--mra-copper);
}
.prose strong { color: var(--mra-ink); font-weight: 600; }

/* Privacy plain-english summary block */
.summary-card {
  background: var(--mra-bone-warm);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  margin-bottom: var(--space-7);
}
.summary-card .row { display: flex; gap: var(--space-4); padding: var(--space-3) 0; align-items: flex-start; }
.summary-card .row:not(:last-child) { border-bottom: 1px solid var(--mra-mist); }
.summary-card .icon {
  flex-shrink: 0; width: 32px; height: 32px;
  background: var(--mra-ink); color: var(--mra-copper);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center; font-size: 1rem;
}
.summary-card strong { display: block; margin-bottom: 2px; }
.summary-card .row p { font-size: 0.9375rem; line-height: 1.45; }

/* ---------- CTA STRIP ---------- */
.cta-strip {
  background: var(--mra-ink); color: var(--mra-bone);
  border-radius: var(--radius-lg);
  padding: clamp(2.5rem, 6vw, 5rem);
  display: grid; gap: var(--space-5);
  position: relative; overflow: hidden;
}
.cta-strip::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(circle at 90% 50%, rgba(184, 114, 43, 0.22), transparent 50%);
}
.cta-strip > * { position: relative; z-index: 1; }
.cta-strip h2 { color: var(--mra-bone); max-width: 24ch; }
.cta-strip p { color: rgba(245, 240, 230, 0.75); max-width: 48rem; }
.cta-strip .cta-actions { display: flex; gap: var(--space-3); flex-wrap: wrap; margin-top: var(--space-3); }

/* ---------- INSIGHTS NEWSLETTER BLOCK ---------- */
.newsletter-block {
  background: var(--mra-bone-warm);
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 4vw, 3rem);
}
.newsletter-form {
  display: flex; gap: var(--space-3); margin-top: var(--space-5);
  flex-wrap: wrap;
}
.newsletter-form input {
  flex: 1; min-width: 240px;
  padding: 14px 16px;
  border: 1px solid var(--mra-mist);
  border-radius: var(--radius-pill);
  background: var(--mra-paper); font-size: 1rem;
  font-family: var(--font-body);
}
.newsletter-form input:focus { outline: none; border-color: var(--mra-copper); }

/* ---------- UTILITY ---------- */
.text-center { text-align: center; }
.muted { color: var(--mra-graphite); }
.divider { border: 0; height: 1px; background: var(--mra-mist); margin-block: var(--space-7); }
.tag {
  display: inline-flex; padding: 4px 10px;
  background: var(--mra-bone-warm); color: var(--mra-graphite);
  border-radius: var(--radius-pill);
  font-size: var(--type-micro); font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase;
}
.tag-copper { background: rgba(184, 114, 43, 0.12); color: var(--mra-copper); }

/* ---------- LOAD ANIMATIONS ---------- */
.fade-up {
  opacity: 0;
  transform: translateY(16px);
  animation: fadeUp 700ms var(--ease) forwards;
}
.fade-up.d1 { animation-delay: 80ms; }
.fade-up.d2 { animation-delay: 160ms; }
.fade-up.d3 { animation-delay: 240ms; }
.fade-up.d4 { animation-delay: 320ms; }
.fade-up.d5 { animation-delay: 400ms; }
@keyframes fadeUp {
  to { opacity: 1; transform: translateY(0); }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; transition-duration: 0.01ms !important; }
}
